For a career-minded person, getting yourself involved in an accident or injury can be even more devastating than usual. Not only do you have the pain of the injury and the frustration of the recovery to deal with, but the real possibility that your injury can set you back in your career and jeopardize your financial health. Here, we’re going to look at some of the options on hand to ensure you mitigate the impact as best possible.
Take the right steps
Whenever injured outside of work, there’s little to do but inform your employer as soon as is convenient. If you’re injured in the workplace, however, you have a responsibility to take the right steps so that you know your employer will respond properly handle the compensation claim correctly. Informing your supervisor in writing can ensure there’s a record so if something goes wrong, it can’t be claimed that it’s your fault. To keep things impartial, it’s wise to ensure you will be able to see your own doctor before an accident, as well.
Are you entirely out of the game?
Following your injury, your doctor should make it clear what you are and aren’t able to do comfortably. Do not push yourself to do anything more than they recommend, not even if it means you get back to work all the sooner. However, if you are able to work from home or carry on some duties that you once had while leaving others for the moment, you might want to let your employer know. A good employer will tell you to take the time off anyway, so it’s your decision as to whether or not you make the step of doing what work you can.
Make sure you’re always covered
To prevent serious financial consequences following an accident, disability insurance is essential for young professionals nowadays. However, both health and disability insurance claims can get very messy. Make sure you understand your rights regarding the type of insurance you have and call Darras Law if you run into roadblocks. Don’t take the word of your insurance company if they seem to have trouble getting your insurance through. A little legal pressure can suddenly make it much more convenient and doable.
Get back to full strength
Don’t rush to get back to work before you’re ready, even if you believe that you can handle certain duties or that you can “get through” the pain. As The Gazette shows, it can make getting the competition you’re owed a lot harder, to the point of jeopardizing a legal case you might have against whoever caused your injury in the first place. What’s more, you run the real risk of exacerbating your injuries, which can only extend the amount of time you have to take off.
You can’t stop an injury from having some impact on your career or financial situation, unfortunately. You can, however, ensure it doesn’t spiral out of control with the right preparations in place, as well as the right flexibility to adjust to your new situation for now.